Platform Architecture Analysis

Simple Hub Subscriptions

An easy-to-understand breakdown of how you collect subscription payments from your readers, keep your transactions secure, and get paid directly.

● The Paystack Route

This is the standard way to get paid in South Africa. Readers pay in South African Rands (ZAR) via credit card or Instant EFT, and Paystack automatically splits and settles the funds directly into your bank account.

  • 1

    Super Simple Setup

    No merchant account registration required. Just enter your bank account name and number. We programmatically build the connection in the background.

  • 2

    Automatic Splits

    When a reader pays, Paystack automatically routes 90% of the funds to your bank and 10% to Xentara as a platform fee, completely hands-off.

  • 3

    Direct T+1 Payouts

    Your subscription revenue settles directly in your South African bank account within 24 hours (next business day).

Pros

  • Zero barrier for readers
  • Auto-renewals work perfectly
  • 100% legal & bank-verified

Cons

  • Standard gateway fee (2.9% + R1)
  • 10% Xentara platform fee

How Paystack Split Payments Move

Reader Pays R100 Your Bank Gets R86.49 Xentara Gets R9.61

● The Base Route (USDC)

For tech-savvy hubs. Readers buy passes (1, 3, or 6 months) upfront using USDC digital dollars on Coinbase's fast Base L2 network. The money goes directly to your wallet with no platform fee.

  • 1

    Purely Direct (Non-Custodial)

    Provide your digital wallet address (like MetaMask or Brave Wallet). The funds land in your wallet instantly, with no middleman touching it.

  • 2

    0% Platform Commission

    Xentara charges a 0% platform fee on crypto transactions. You keep 100% of the USDC sent by the reader.

  • 3

    Prepaid Subscriptions

    Since blockchains cannot automatically debit wallets, readers purchase prepaid passes (e.g. 3 Months for $8 USDC). The backend automatically verifies the transaction and unlocks access.

Pros

  • Keep 100% of your earnings
  • Instant payouts, no bank delay
  • Perfect for global audiences

Cons

  • Requires crypto wallets
  • No auto-renew (must click to buy)
  • Must manually convert to Rands

How Direct Crypto Payments Move

Reader Pays 5 USDC Your Wallet Gets 5 USDC Xentara Bypassed

Live Revenue Estimator

Drag the sliders to see what you actually keep under both models

Monthly Active Subscribers 250
Monthly Subscription Fee R60
Gross Revenue Collected R15,000.00
Paystack Route (ZAR Bank Payout)
After Paystack & Platform fees
R12,500.00
Base Crypto Route (USDC in Wallet)
100% Direct Payout
R15,000.00